H C Murray Corp. Newsletter
February 2009
Hoyt C. Murray, CLU, ChFC
6133 Rockside Rd., #405, Independence, OH 44131
216-525-7280, 216-525-7286 (fax)
 
In This Issue
Get a Great Deal on Anything
The CD Alternative
Rebuild Your Nest Egg
 H.C. Murray Corp. was established in 1980 as an independent insurance agency.

Since H.C. Murray Corp. is an independent firm, we offer several types of coverage from a wide variety of companies.  This allows us to focus on providing you with the right amount of insurance and the right type of coverage for your needs.

Whether you insurance needs are business, personal or both, we have a genuine interest in finding the right solution for you.  Our attention to detail and dedication to our customers have set us apart from the rest.

 
 
 

Products & Services

  • Life & Disability Insurance Planning
  • Corporate Benefit Planning
  • Business Succession Planning
  • Estate Planning
  • Retirement Planning
  • Long Term Care Planning
  • Property & Casualty Insurance Protection
  • Health Insurance Protection
 
 
One kind word can warm three winter months. --Japanese Proverb

Our Website
 

Five Tips for Finding the Right Advisor

Contact Us
H.C. Murray Corp.
6133 Rockside Road, Suite #405
Independence, OH 44131
216-525-7280
216-525-7286 fax
 
 
 
 
 
Greetings!
 
We hope you find our February newsletter enjoyable and informative.
Get a Great Deal on Anything
Save money on gas, cars, clothes, videos, shoes, textbooks, and more. Learn more in this informative Reader's Digest series.
 
Read More: Great Deals Part 1
 
 Frustrated with Low Rates
 on Your CD?
 Where Do You Put Your "Safe" Money?

 
 
 Frustrated with Low Rates on Your CD? 
Consider a Fixed-Rate Annuity Contract!
4.75% One-Year Rate Gurantee
  • Return of Principal Guaranteed
  • 3% Miniumum Interest Guaranteed
  • Withdraw up to 10% of the account value once each year without any surrender charge
  • Interest grows Tax-Deferred
  • No Up-Front Sales Charges or Fees
  • No Limit on Contribution
  • Insurer rated A Superior by A.M. Best (as of December 2008)

Please call to learn more!

 

Rebuild Your Nest Egg
17 moves to secure your future now

When bad investments happen to good people, there's only one thing to do short of weeping: Turn to Plan B. That's where most of us are now. We're viewing the shards of our broken retirement nest eggs and making choices we'd hoped to avoid. We might have to work harder to slash debt, cut spending, and save more.
 
So in this report, we outline 17 actions you can take now, whether you're already retired or are close to retirement, or you have decades to go. And we pinpoint the best places to stash a cash cushion against more bumps in the road.  
 
 
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HC Murray Corp. | 6133 Rockside Rd | Suite 405 | Independence | OH | 44131