Succession Planning

The Family Corporation

• What Will Happen To Your Business When You Die?
• How Will Your Surviving Spouse Get An Income From The Business?
• How Can You Equalize Your Estate Between Your Children?

The Multiowner Corporation

• What Happens When An Active Shareholder Dies?
• What Is A Buy-Sell Agreement And How Does It Work?
• Does Your Buy-Sell Agreement Address the 5 'D's...Death, Disability, Disagreement, Departure, Divorce?

Disability Salary Continuation Plan

• What Happens To Your Business If You Become Disabled?
• What Happens To Your Business If A Key Employee Becomes Disabled?
• How Long Would Can You Pay A Key Employee Who Could Not Work?

Retirement Planning

• What Will Happen To Your Business When You Retire?
• Am You Saving Enough For Retirement?
• What Types Of Retirement Plans Are Available And Are You Utilizing The Most Effective Approach?

Selective Executive Planning

• What Are You Doing To Attract And Retain The Best Employees?
• What Can You Do To Ensure That Your Most Vital Employees Remain Loyal to The Business?
• What Will Happen If Certain Key Employees Die Or Leave The Company?
• Are There Key People Who Should Have A Supplementary Retirement Program That Can Result In A Non-Taxable Profit For The Company?
• Are There Key People For Whom The Pension Or Profit-Sharing Plan Will Not Develop Adequate Retirement Benefits?

Health Benefits

• Have You Had A Recent Analysis To Make Sure You Have The Most Competitive Plan?
• Does Your Current Broker Provide Quarterly Service Calls And Assist Employees With Claim Questions?
• Does A HSA Health Plan, Or HRA Health Plan Make Sense For Your Business?
• With Health Costs Increasing, Are You Aware You Can Greatly Enhance Your Benefit Program Without Incurring Additional Costs Through Supplemental Benefits?

Long-Term Care Planning

• What Is Long-Term Care And What Does It Cost?
• What Asset Will You Sell To Pay For You Long-Term Care?
• Did You Know It Is More Cost-Effective To Pay For Your Long-Term Care With Corporate Dollars Rather Than Personal Dollars?

 Where Do You Start?

Owning your own business can be one of the most satisfying experiences of your life.  You can follow your dream, earn a good living, provide employment and opportunities for others, and maybe even make a difference in the world.  But owning a business also entails lots of responsibility--to your business, your employees and your family.

While you've probably thought about these questions before, you many not have adequately addressed all of them.  Together, we can develop a plan that's right for you and your business.  Please call us for a complimentary review.